Digital Camera Shops

Yes, a seller can have negative ratings. Some people who give eBay advice say never buy from a person who has even one negative rating. That's just unrealistic, and is very uninformed about the buying and selling sector. As an example, I will use myself. I purchased a vehicle on eBay for $5000. The seller had negatives. However, when I corresponded with the seller, he responded within 24hrs. We sent several emails back and forth, and I even talked with him on the phone a few times. It's been over 18 months since I purchased the vehicle and it hasn't given me any problems other than having a very small coolant leak which only does this in the winter months.
When you're thinking of dealing with a seller, be sure to read the comments. Most of them if you can. This will give you an idea of the overall profile of the seller.
Buying From Outside The US
This is risky. I won't deny it. In fact, since you're reading this article, you probably are looking for a first-time digital camera, so I recommend avoiding this option altogether. Personally, I've conducted transactions outside the US, which include Germany, the UK, France, Belgium, New Zealand, Japan, and others. In time, you may do the same. However, the key in dealing with anyone anywhere, is knowing the equipment you want.
eBay Is Not The Only Place For A Deal
Believe it or not, you can find some good deals online besides eBay. For example, one of my favorite used camera stores is KEH--a new and used camera equipment dealer out of Atlanta, GA. They have a very strict grading system, and you can be confident when they mark a camera as "Like New", it will be like new.
There are other shops like this located throughout the United States, and conducting a simple Google search should give you a used shop that is within driving distance. If you live in the Pacific Northwest, you might be limited to online purchasing, as camera shops and cities are not as closely populated farther East.
Ma & Pa Shops
It is true that many "Ma & Pa" shops charge much more than what you would find online. However, there are a few deals you may discover when you're browsing. Also, start to forge a relationship at the camera shop. If you like the owners, and the only thing preventing you from buying from them is the higher prices, commit yourself to buying from them exclusively, and they will more than likely give you a nice discount which would almost be similar to buying online. Remember these shops are physical buildings, located in a business district, and they have many more overhead costs than your typical online store. Thousands, and I do mean thousands, of online "stores" could actually be storefronts, who merely go through a larger distributor. This is fine, and there's nothing really wrong with this method of selling, but the seller is mostly someone who's looking to make a fast buck, and may not be concerned when and if your camera equipment is defective. In addition, the store may actually close and then your hung out to dry altogether. Your only recourse is going through the manufacturer, which can take several weeks, and even months, to get a replacement.
So, don't give local Ma & Pa shops the cold shoulder automatically. Give yourself a little time to initiate a relationship, purchase a few items here and there, and see if the store owners pick up on it and reward you with your committed purchases.